About Patrick Ford

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So far Patrick Ford has created 10 blog entries.

Tax Loss Harvesting: Making Tax Lemonade from Bear-Market Lemons

By |2020-09-09T09:32:37-08:00September 15th, 2020|Wealth Management Resources|

Time to Read: 6 Minutes Tax-loss harvesting is an investment strategy used by savvy investors during market declines. A “bank” of capital losses creates a tax asset in non-retirement accounts. That asset can be used to defer, reduce, or (in some cases) eliminate taxation. At Brown Wealth Management (BWM), we take care of harvesting

Estate Planning Basics

By |2020-09-09T09:31:19-08:00September 9th, 2020|Wealth Management Resources|

Patrick recently sat down with local San Diego attorney Teddy McNamara to discuss some common questions we hear from clients about their estate plans.  Tune in as they discuss some estate planning basics including: What are the basics of an estate plan? What documents are involved in an estate plan? Do I need an

Health Savings Accounts: A Simple Tax Break for High Earners

By |2020-06-10T11:47:27-08:00May 5th, 2020|Wealth Management Resources|

Time to Read: 5 Minutes The number of tax-savings strategies available to affluent investors and high-income earners continues to shrink—but Health Savings Accounts (HSAs) are a noteworthy exception to this trend. Often overlooked or misunderstood, HSAs can be a great tool when used correctly. An HSA can create an easy annual income tax deduction

Paying Dividends: Quality Financial Advice, a Sound Investment

By |2020-04-08T09:30:28-08:00May 8th, 2018|Featured, Wealth Management Resources|

Time to Read Summary: 3 minutes  | Over the past two decades, the advent of low cost brokerages with online trading have rendered traditional stock brokers obsolete. In addition, most professional investment managers don’t consistently beat their benchmark after fees. Many affluent families have come to view the cost of financial advice as an investment

Making Sense of Social Security Claiming Strategies

By |2020-04-08T09:30:40-08:00October 18th, 2017|Featured, Market Commentary, Wealth Management Resources|

Time to read: 5 minutes |  Use of a Social Security claiming strategy plays an important role in most retirement income plans.  However, the rules are complex and change often.  In addition, the best claiming strategy is highly dependent on one’s unique situation and preferences.  Many intelligent people rely on an incomplete understanding of their

Equifax Data Breach – FAQs

By |2020-04-08T09:30:57-08:00September 26th, 2017|Market Commentary, Wealth Management Resources|

Time to read: 5 minutes |  Ever since the story broke about the Equifax data breach and potential theft of personal information, we’ve received many questions from concerned clients.  According to the Federal Trade Commission, if you have a credit report, it’s likely you’re one of the 143 million U.S. consumers whose personal information was

Behavioral and Portfolio Risks of Employer Stock Awards – An Opportunity for Planning

By |2020-04-08T09:31:09-08:00June 20th, 2017|Featured, Market Commentary, Wealth Management Resources|

Many companies now award their workers with stock in the form of Restricted Stock Units (RSUs).  This helps retain talent and it gives employees a vested interest in the success of the business.  However, large equity awards can create unique challenges for recipients – how much to sell, when to sell, how to consider tax