Mortgage Refinancing: How the Market Downturn Has Provided an Interesting Opportunity

By |2020-05-13T13:07:16-08:00May 8th, 2020|Wealth Management Resources|

Time to Read: 8 Minutes As coronavirus concerns continue, millions of homeowners have been receiving surprisingly good news as mortgage rates continue to hit new record lows. Last Month, the national average rate for a 30-year mortgage fell to 3.33 percent, with an average of 0.7 points paid, according to data from Freddie Mac. Mortgage rates

Health Savings Accounts: A Simple Tax Break for High Earners

By |2020-06-10T11:47:27-08:00May 5th, 2020|Wealth Management Resources|

Time to Read: 5 Minutes The number of tax-savings strategies available to affluent investors and high-income earners continues to shrink—but Health Savings Accounts (HSAs) are a noteworthy exception to this trend. Often overlooked or misunderstood, HSAs can be a great tool when used correctly. An HSA can create an easy annual income tax deduction

The CARES Act Has Waived RMD Distributions for 2020. Here’s What You Should Know

By |2020-04-27T16:16:53-08:00April 27th, 2020|Wealth Management Resources|

Time to Read: 5 Minutes The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020. This law was created in response to the COVID-19 pandemic, which has had a tremendous impact on the financial and physical health of Americans and businesses across the country. While there

Avoiding COVID-19 Scams

By |2020-04-08T09:25:35-08:00April 8th, 2020|Wealth Management Resources|

Time to Read: 5 Minutes Scammers, fraudsters, and other criminals are taking advantage of rapidly changing data and facts associated with COVID-19, both in the workplace and in our homes. Government agencies, corporations, and news outlets continue to warn individuals to be mindful of increased fraudulent activities during these uncertain times. These scams, which can

Historic CARES Act: Key Highlights for Our Clients

By |2020-04-08T09:24:51-08:00March 31st, 2020|Wealth Management Resources|

Time to Read: 8 Minutes Last week, President Trump signed into law the historic $2 trillion Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The legislation is the largest economic relief bill in US history and provides aid for Americans and businesses via direct payments, expanded unemployment insurance, loans and grants. At Brown Wealth

Understanding the Role of a Divorce Coach

By |2020-06-19T11:49:59-08:00March 19th, 2020|Wealth Management Resources|

Time to Read: 8 Minutes Allison Williams, our own Certified Divorce Financial Analyst® (CDFA), recently sat down with San Diego divorce experts and fellow CDFA®s to discuss the emerging field of divorce coaching.  These coaches aim to help clients navigate divorce from an educated and empowered position as they tackle the complexities of the process,

How Much Does a Financial Advisor / Planner Cost

By |2020-06-12T08:41:42-08:00March 1st, 2020|Featured, Wealth Management Resources|

Time to Read: 6 Minutes.Most people need financial advice at some point in their lives. Whether it’s managing a windfall, navigating the path to retirement or identifying a tax-efficient investment strategy, a financial advisor can provide valuable insight. It’s not difficult to imagine how you may benefit from the professional support of a financial advisor—but

Financial Advisor, Wealth Advisor, Investment Advisor: What’s the Difference?

By |2020-04-08T09:32:45-08:00January 31st, 2020|Wealth Management Resources|

Time to Read: 5 minutes Once you've decided it’s time to get some professional financial help, you may be asking yourself: “Which type of financial professional is best for me?” From a financial advisor to an investment advisor to a wealth advisor, it’s helpful to know the differences between each category of financial experts before