The True Cost of Refinancing Your Mortgage in San Diego, CA

By |2019-10-18T04:21:38-08:00September 19th, 2019|Articles|

Time to Read: 7 minutes With interest rates falling, you may have heard about and even considered refinancing your mortgage. The average amount homeowners are borrowing has climbed in recent years, jumping from an average of $205,940 in 2007 to $260,390 in 2017.1 With more and more money on the line and high cost of

Tips For Retirement Income Planning

By |2019-04-04T09:56:55-08:00April 2nd, 2019|Articles|

Time to Read: 10 minutes | Tips for Retirement Income Planning Much time, energy, and thought are put into the fundamentals of saving for retirement before retirement happens – how to allocate assets, understanding the benefits of tax-advantaged retirement accounts, etc.  Less emphasis is put on how to withdraw the funds once you’re in retirement. Retirement

Expertise in Every Role: Why You Want an Operations Team with a CFP® Professional

By |2019-04-03T07:06:47-08:00July 5th, 2018|Articles|

Time to Read: 5 minutes | How Others Do It When clients interact with a top financial planner, the depth of knowledge in wealth management strategies is apparent and often indicated by the professional designation of the CFP® certification.  However industry-wide, many practices are structured so this knowledge is top heavy and siloed in

Our Answers to the Top 9 Questions for Financial Advisors

By |2019-04-03T07:22:59-08:00May 30th, 2018|Articles|

Time to read: 3-5 minutes each | We searched the web for the top questions to ask when hiring your financial advisor, distilled them into nine primary inquiries and compiled our answers into a single article.  While we believe Q&A is just the first step of an extended, personalized introductory process, we aim to

Paying Dividends: Quality Financial Advice, a Sound Investment

By |2019-04-03T07:10:30-08:00May 8th, 2018|Articles|

Time to Read Summary: 3 minutes  | Over the past two decades, the advent of low cost brokerages with online trading have rendered traditional stock brokers obsolete. In addition, most professional investment managers don’t consistently beat their benchmark after fees. Many affluent families have come to view the cost of financial advice as an investment

Brown Wealth Management Raises the Bar For Financial Planning with CPWA®

By |2019-03-26T20:21:29-08:00April 27th, 2018|Articles|

Time to read: 6 minutes |  While the use of innovative technology along with elemental training are essential, top financial advisors recognize the importance of obtaining elite professional designations. With stringent experience, education, exam and ethics requirements, the exclusive Certified Private Wealth Advisor® (CPWA®) designation is reserved for select advisors – as of 2018 there

Making Sense of Social Security Claiming Strategies

By |2019-03-26T20:37:50-08:00October 18th, 2017|Market Commentary, Articles|

Time to read: 5 minutes |  Use of a Social Security claiming strategy plays an important role in most retirement income plans.  However, the rules are complex and change often.  In addition, the best claiming strategy is highly dependent on one’s unique situation and preferences.  Many intelligent people rely on an incomplete understanding of their

Equifax Data Breach – FAQs

By |2019-03-26T22:52:45-08:00September 26th, 2017|Market Commentary, Articles|

Time to read: 5 minutes |  Ever since the story broke about the Equifax data breach and potential theft of personal information, we’ve received many questions from concerned clients.  According to the Federal Trade Commission, if you have a credit report, it’s likely you’re one of the 143 million U.S. consumers whose personal information was