To set the right goals, you need to ask the right questions.

Some questions which help us…

  • Would you ever like to completely retire? When?
  • How would you fill your days, if money and time were not a concern? Describe your perfect calendar.
  • Do you already have specific financial goals or obligations (travelling, supporting family, charity, etc.)?
  • What are your various sources of income? How will they change over time?
  • How much income do you need to live comfortably now? How might those needs change over time?
  • If you had more money than you needed, would you change your spending/behavior? Would you be any happier or feel more secure?
  • If you were no longer alive, what would happen to your finances and your family? What would you want to happen?

To put it simply, we talk about what’s most important and help you get things done.

We’ll discuss your big picture financial vision and goals – but we’ll also talk “brass tacks” about your personal finances.  We’ll start with concrete goals for retirement, spending, etc. to make sure you’re on track to meet your needs.  Over time, we can help you view your financial assets as a tool for achieving greater goals you might not have considered.


Without strategy, execution is aimless. Without execution, strategy is useless.

Selecting your financial strategy is an informed decision based on your personal situation, financial complexities and overall goals for your life. Depending upon your needs, the overall financial strategy to obtain your goals can be complicated. The key to executing the plan is to educate, prioritize and follow through. Our strategy selection process involves:

  • Written recommendations which are customized to your specific situation
  • Integration of your employer benefits and retirement plans
  • A plan for your concentrated employer stock and stock options
  • Including your other advisors (CPA, insurance agent, estate planning attorney) in the process – to the extent you want them included
  • Breaking the implementation process up into ‘bite sized’ pieces so that education and implementation occurs in a manageable process which isn’t overwhelming
  • The development of a Strategic Wealth Plan – A comprehensive document which addresses every financial planning topic relevant to you – and the optimal time and strategy for each item

One Size Doesn’t Fit All

Very rarely should any one financial decision be made without considering how it will impact other financial decisions and your overall financial picture. By customizing the strategy selection process, implementing it in ‘bite sized pieces’, tracking it all in one document, and reviewing it all on a regular basis, you can rest assured that your personal plan will be implemented.