How ESG Investing Aligns Your Values with Your Portfolio

By |2021-10-13T13:01:48-08:00October 20th, 2021|Wealth Management Resources|

Time to Read: 5 Minutes ESG is one of the fastest-growing themes within the investment world, quickly gaining prominence across the spectrum of financial products from ETFs to specialized, custom strategies. The Forum for Sustainable and Responsible Investment reports that total U.S.-domiciled sustainably invested assets under management grew 42% between 2018 and 2020. They now represent 33% of the $51.4 trillion

Medicare Made Easy: How High Earners Can Reduce the Hassle

By |2021-10-15T11:58:05-08:00October 13th, 2021|Uncategorized, Wealth Management Resources|

Time to Read: 16 Minutes Medicare can frustrate retirees trying to decode the “alphabet soup” of plan options. This decision is especially important for high earners who might have higher premiums. Thoughtful changes to your investments can help lower your monthly bill. We at Brown Wealth Management know how important it is to find

Excess SIPC Insurance: Are Your Investments Safe?

By |2021-10-13T10:59:47-08:00October 9th, 2021|Wealth Management Resources|

Time to Read: 8 Minutes As a high-net worth individual, you’ve worked hard, made smart investments, and followed a sound strategy to create a significant portfolio. But as we all know, making money is just one part of amassing wealth—keeping it is just as important.  Asset protection for affluent families is especially critical because it requires a

The Backdoor Roth IRA: A Strategy for Tax-Advantaged Savings for High Earners

By |2021-10-13T11:14:21-08:00October 5th, 2021|Wealth Management Resources|

Time to Read: 13 Minutes The backdoor Roth gives high earners access to a tax-free Roth IRA.  It can protect from rising taxes, give flexibility in retirement, and provide more for loved ones.  However, a backdoor Roth IRA isn’t right for everyone, and done incorrectly it can run up a hefty tax bill.  At Brown Wealth Management, we guide clients through every step from understanding their options to ensuring a smooth experience.   Before we

The Letter of Intent: An Estate Planning Must-Have to Care for Your Family

By |2021-10-13T11:52:29-08:00September 7th, 2021|Wealth Management Resources|

Time to Read: 9 Minutes At Brown Wealth Management we feel that nothing drives your financial goals more than your values. All the other pieces of your financial plan are in service to those values and your estate plan is the way you ensure that the care and protection you provide for your family continues. Legal structures

Mega Backdoor Roth 401(k) – Retirement Savings Strategies for High Earners

By |2021-10-13T11:53:44-08:00September 2nd, 2021|Wealth Management Resources|

Time to Read: 7 Minutes Maximizing retirement savings and devising strategies to keep taxes low are the cornerstones of building wealth. But with relatively low limits on 401(k) savings, how should high earners invest excess cash? There’s an extremely productive strategy that can turn your 401(k) into a vehicle for saving above the income limits and creating tax-free distributions

Four Things to Know About Your 401(k)

By |2021-10-13T11:56:08-08:00August 26th, 2021|Wealth Management Resources|

Time to Read: 3 Minutes Consistently saving into a 401(k) plan during your working years is the foundation of a successful retirement plan. The process is usually quite simple, and an additional benefit can be a 401(k) match offered by an employer, which essentially amounts to free money, once you’ve met the threshold to qualify.   There are some

Retirement Budget: Can you skip the spreadsheet for a better way?

By |2021-10-13T11:59:04-08:00August 16th, 2021|Wealth Management Resources|

Time to Read: 6 Minutes Creating a sizeable nest egg is just the start of successful retirement planning. Ensuring that an investment portfolio will be able to provide a desired level of income for several decades requires a careful ongoing strategy, and making realistic predictions about long-term expenses is a critical step. It doesn’t have to be a complex, tedious process though. There’s a simple technique we’ve used to create

Understanding Inflation in 2021: What You Need to Know

By |2021-10-13T12:02:45-08:00August 11th, 2021|Market Commentary, Wealth Management Resources|

Time to Read: 9 Minutes As the U.S. economy continues to recover from the Covid-19 induced shutdown in 2020 amid record government stimulus from both Congress and the Federal Reserve, many high-net-worth clients are becoming more concerned about the prospects for much higher inflation in the United States.  It has been several decades since the U.S. last experienced sustained inflation. What does it mean for the

Credit Scores: The Elephant in the Bank – Credit Advice for Wealthy Investors

By |2021-10-13T12:08:54-08:00June 3rd, 2021|Wealth Management Resources|

Time to Read: 7 minutes Building and maintaining good credit is critical to financial success, whether you’re just getting started or have already accrued wealth. However, we’ve noticed that high-income earners tend to pay less attention to their credit as their net worth grows because they often make more purchases with cash and have